The Consumer Assistance Team encourages homeowners that have suffered hurricane damage but are not satisfied with the response of the insurance company to get a free, private case evaluation.

Even properly submitted insurance claims can result in an undervalued settlement!

Hurricanes leave a trail of destruction in their wake, and the property damage can be catastrophic.

For example, Hurricane Ian tore through Florida and left a collection of cities severely flood-damaged:

- Fort Meyers
- Bonita Springs
- Naples
- Venice
- North Port
- Port Charlotte
- Orla Vista
- Punta Gorda

Most home and business owners have some form of property insurance to cover losses — they may have both homeowners and flood insurance.

Unfortunately, the insurance company is not always eager to pay policyholders the legitimate amount they’re owed for losses after a storm.

Some of the insurance company’s tactics in these situations include:

- Making lowball offers that don’t cover all damages
- Coercing policyholders into accepting an unacceptable offer
- Delaying the processing or payment of a valid claim
- Arguing that certain damages are not covered
- Demanding a signed written release for supplemental claims

Remember that insurance policies can be quite vague as to what they cover or exclude, and ultimately certain benefits could be denied or underpaid.

Having a legal team to help you negotiate with the insurance company is extremely beneficial

An experienced attorney can evaluate a claim and handle the insurance company while the policyholder can focus on rebuilding.

If a property suffered damage in a hurricane or tropical storm, and the insurance company is denying or undervaluing the claim, policyholders should contact an attorney right away.

A hurricane damage attorney can determine how much the policyholder is truly owed and negotiate with the insurance company for full compensation.

If the insurance company still won’t pay, a good attorney will take them to court — and the policyholder won’t pay a dime unless they recover money.

A hurricane damage attorney will fight for full compensation for the policyholder so that they can begin to put the pieces back together.

The Consumer Assistance Team believes that homeowners that have suffered hurricane damage but are not satisfied with the response of the insurance company should receive compensation for losses.